ELITE Network Plan

CHUBB Comprehensive Visitor Health Insurance Program (80/20) NETWORK Plan

This is a FirstHealth PPO network based comprehensive plan with an option to take pre-existing coverage. Available with maximum coverage of $150,000 for ages 69 and under; and $75,000 for ages 70-99 with a deductible of $500 and Pre-Ex deductible of $1500.

TIP: Highly Recommended for visitors with diabetes, blood pressure, etc. with medications for above 50 years old. The insurance reprices the bills and pays 80 percent of covered expenses and you pay only 20% after the deductible. Visitors with pre-existing conditions should select Pre-Existing option on application form when enrolling.

Minimum purchase duration required: Three months (90 Days) with Pre-existing and one month for without Pre-existing Coverage. Renewal is available for any length of time after initial period. For more details click here.

CHUBB Premier Plan

CHUBB Premier Visitor Health Insurance Plan:

This is a fixed benefit plan with coverage for new problems, accidents and pre-existing conditions with a variety of deductible options for new medical conditions and pre-existing medical conditions. This plan offers cost effective pre-existing coverage.

TIP: Recommended for visitors with pre-existing conditions looking for cost effective alternative to the network benefits and willing to take some risk in terms of leftover bills after the plan payments. Highly recommended for anyone above ages 50. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts. For more details click here.

Minimum purchase duration required: Three months (90 Days) and renewal available for any length of time after 90 days.

CHUBB Standard Plan

CHUBB Standard Visitor Insurance

This is a fixed benefit covering new medical conditions, and accidents and no pre-ex coverage. It offers $50,000, $100,000 and $150,000 policy maximum with a choice of deductible of $75, $250 and $500(only for ages 70+) based on age groups. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts.

TIP: Recommended for visitors with no pre-existing issues, interested in coverage for accidents and new medical conditions with low insurance premium cost from an American Insurance Company.

Minimum purchase required: One Month. More details click here.

SelectCare Plan

SelectCare Visitor Health Insurance

This Visitor Health Insurance Plan is available with $25,000, $50,00, $75,000 and $100,000 maximum coverage with $100 deductible options. This is a Fixed Benefits program with access to First Health PPO providers. AXIS BasicCare insurance comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes access to a US telemedicine physician network through Teladoc.

TIP: Recommended for visitors with no pre-existing issues who want a cost-effective coverage from a US-based insurance company.

Minimum Purchase required: One Month. More details click here.

Choice Plan*

Choice Plan with Pre-Existing Conditions Coverage

This plan is available with $25,000, $50,00, $75,000, $100,000, $150,000 and $250,000 maximum coverage with $75, $250, $500, $1,000, $5,000 and $10,000 deductible options. This is a Fixed Benefits program with access to First Health PPO providers. Axis Plan with Pre-Existing Coverage comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes access to a U.S. telemedicine physician network through Teladoc.

TIP: Recommended for visitors with pre-existing issues who want to have pre-exisiting conditions coverage from a US-based insurance company.

Minimum Purchase required: One Month. More details click here.
*Pre-existing limited to Acute Onset coverage.

Choice Plan*

Choice Plan with Pre-Existing Conditions Coverage

This plan is available with $25,000, $50,00, $75,000, $100,000, $150,000 and $250,000 maximum coverage with $75, $250, $500, $1,000, $5,000 and $10,000 deductible options. This is a Fixed Benefits program with access to First Health PPO providers. Axis Plan with Pre-Existing Coverage comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes access to a U.S. telemedicine physician network through Teladoc.

TIP: Recommended for visitors with pre-existing issues who want to have pre-exisiting conditions coverage from a US-based insurance company.

Minimum Purchase required: One Month. More details click here.
*Pre-existing limited to Acute Onset coverage.

Advantage Plan

Advantage Plan with Pre-Existing Conditions Option

Visitor Medical Insurance – Advantage Plan with $75,000 and $150,000 Program with Pre-Existing Conditions Option limited to Acute Onset

Advantage Plan is a comprehensive plan with pre-existing coverage option and access to First Health PPO providers, the insurance reprices the bills and pays 80 percent of covered expenses and you pay only 20% after the deductible.

TIP: Recommended for visitors with no pre-existing issues who want a cost-effective coverage from a US-based insurance company.

Minimum Purchase required: One Month. More details

Summary

Summary of India Network Foundation sponsored Programs

Fixed Coverage – CHUBB Standard Plan, CHUBB Premier Plan, and SelectCare Plan:

  • Select any provider or Facility
  • Maximum coverage: Age 0-69 is $150,000 and Age 70+ is $100,000
  • Pre-existing coverage (Network PPO Plan and Premier Plan)
  • Defined benefit schedule

Network Based CHUBB Comprehensive Insurance:

  • First Health PPO Networks
  • Maximum coverage Age 69- is $150,000 and Age 70+ is $75,000
  • Pre-existing coverage
  • 80%/20% co-insurance