India Network Health Insurance - Other Plans

US Visitor Plans Worldwide Travel
Trip Insurance Dental and Vision Discount Cards
Insurance Plans for US Residents and Citizens

Health Plans for US bound Visitors

Most of the following plans are underwritten by NON USA insurance companies, also called sometime Surplus line Insurers with varied ratings of financial stability. India Network DOES not administer these programs and we provide the list for comparision purposes and in cases India Network Plans (ACE and AXIS) do not meet individual requriements. Plans do not cover pre-existing conditions and if covered, they employ very restrictive definition such as "acute onset" and "sudden recurrence" and require prior authorizations.
Disclaimer: Please note that Non-admitted carriers are usually referred to as "surplus" or "excess lines insurers". Non-admitted carriers are not regulated and do not contribute to the State Guaranty Fund, which protects policyholders from the bankruptcy of its insurance carrier (Google).

Fixed Benefit Plans:

IMG VisitorCare (Underwritter: Sirius International, a non USA company ): Low-cost, scheduled benefits plan that addresses the insurance needs of non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. For more information and application click here.

Safe Travels USA (Underwritter: Global Benefits Group, a non USA company): Designed for visitors coming to the USA. Rates are daily, based on age and it is available for 5 days up to 2 years. Besides covering accidents and sickness this plan provides Accidental Death Benefits, Emergency Medical Evacuation, Repatriation, Political Evacuation, Emergency Treatment of Pregnancy, Unexpected Recurrence of a Pre existing condition up to $1,000 and Mental and Nervous Disorders. This plan is considered primary coverage. Click here for more information and application.

Comprehensive Plans:

IMG Platinum (Underwritter: Sirius International, a non USA company): This is travel insurance for U.S. citizens traveling outside the United States with coverage for brief returns to the U.S., and for non-U.S. citizens traveling outside their home country. Click here for more information and application.

Diplomat America (Underwritter: Lloyds, a non USA company): This plan provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits, Travel Assistance and more. This plan is designed for Non-U.S. citizens and Non-U.S. residents traveling to the United States. This plan is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers. Click here for more information and application.

Safe Travels USA (Underwritter: Global Benefits Group, a non USA company): Designed for any traveler to the USA. Rates are daily, based on age and it is available for 5 days up to 2 years. Besides covering accidents and sickness this plan provides Accidental Death Benefits, Emergency Medical Evacuation, Repatriation, Political Evacuation, Emergency Treatment of Pregnancy, Unexpected Recurrence of a Pre existing condition up to $1,000 and Mental and Nervous Disorders. This plan is considered primary coverage. Click here for more information and application.

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Plans for Worldwide Travel (Excluding USA)

Comprehensive plans

Safe Travels International (Underwritter: Global Benefits Group, a non USA company): Designed for any traveler outside their home country but not coming to the USA. Besides covering accidents and sickness this plan provides Accidental Death Benefits, Emergency Medical Evacuation, Repatriation, Political Evacuation, Emergency Treatment of Pregnancy, Unexpected Recurrence of a Pre existing condition up to $20,000 or $10,000 over age 65 and Mental and Nervous Disorders. Rates are daily, based on age and it is available for 5 days up to 2 years. This plan is considered primary coverage.
Safe Travels Group - Designed for Missionaries, Employees, Non-Profits, Volunteers, School Groups of 4 or more with $100 Deductible and $100,000 maximum coverage. One low price no matter what age - $2.15 per person per day with great benefits! Click here for more information and application.

HTH Worldwide Health Insurance (Underwritter: 4 Ever Life International, a non USA company): This is a worldwide visitors plan that offer a selection of travel health insurance plans including: coverage for hospital care, surgery, office visits, prescription drugs and medical evacuation. Click here for more information and application

GeoBlue Travel Insurance:  (Underwritter: 4 Ever Life International, a non USA company): This plan provides short and long term international health insurance for different types travels for US Citizens traveling abroad. Not available to all countries and war impacted areas. Click here more more information and application.

Diplomat International (Underwritter: Lloyds, a non USA company): This plan provides Accident and Sickness coverage, Accidental Death and Dismemberment benefits, Travel Assistance and much more. Diplomat Internaitional plan is designed for U.S. Citizens traveling outside the United States or Non-U.S. Citizens traveling outside their home. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers. Click here for more information and application.

Diplomat Long Term:Underwritter: Llyods, a non USA company): This plan provides Accident and Sickness medical coverage, Accidental Death and Dismemberment benefits, Travel Assistance and much more. This plan is designed for anyone traveling outside their home country for undetermined or extended periods of time. The flexibility and renewability of this plan makes it ideal for business and leisure travelers, expatriates, study abroad, work study programs, international exchange students, tourists, and church or missionary travelers. Click here for more information and application.

IMG Coverage without Boundaries®: (Underwritter: Sirius International, a non USA company): IMG® offers Coverage without Boundaries®! The reasons to travel abroad are many and varied - that's why IMG products are too. Offering a full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, IMG provides a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs. Eligibility for Foreign Nationals and US Citizens. Click here for more information and application.

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Dental, Vision, and RX Discount Cards

There are discount cards for Dental, Vision, and Rx coverage for all visitors during their stay in the United States. This is a not insurance and members will directly pay the discounted amount to the providers. Below are some of the companies that offer discount cards:

Vital Savings by Aetna: Offers a discount card for dental, vision and RX benefits for US and Non US Citizens. The discount card is priced at a very low affordable level of $7.99 per month. If you wish to review and apply for the Aetna Discount Card, please click on the Vital Savings by Aetna link. Click here for more information and application


Careington Discount Medical Plan: Offers a discount card program for RX, Dental, Vision, Chiropractic, HearPO and Diabetic supplies. It has a large network of participating dentists and discounts vary. Cost is only $15.95 per month for the entire household. To apply, click here for more information and application.

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Trip Insurance

AIG Travel Guard for Trip Coverage :(underwritter: National Union Fire, AIG, USA.) The AIG Travel Guard plan is designed to protect your expensive trip in case of unforeseen change in the plans either due to a sickness at home or death of a near and dear, etc. The plan provides insurance coverage that only applies during the covered trip.

TravelGuard Worldwide Health is ideal for travelers going outside their home country looking for medical coverage from $250,000 up to $1 million. This program is designed for trips of 5 days up to a maximum of one year and provides coverage for emergency evacuation, medical expense, and trip interruption. Worldwide Health is Travel Guard's recommended product for travelers applying for a Schengen Visa. Worldwide Health covers residents from any country. Click here for more information and application.


Allianz Trip Coverage: (underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A-" (Excellent) by A.M. Best Co.) Allianz provide trip coverage for unpredictable traveling situations including trip cancellation, emergency medical and dental, baggage loss, trip delay, and more! Get our plan for financial protection and 24/7 support from travel professionals around the world. Allianz will provide coverage for. Below are the traveling coverage plans: Click here for more information

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Health Insurance Programs for US Citizens and Residents

Humana Health Insurance:( underwritten by Kanawha Insurance Company) provides Obamacare qualified plans minus the hassle of going through the Obamacare web site. This is good for individuals and families that do not qualify for any kind of tax rebate towards their premium dollars. If your income is too low or above the established limits for subsidy (roughly if HH income 50K), one can take adv antage of this program. Click here for more information and application


United Health Insurance Plans: (underwritten by UnitedHealthcare and its affiliates) provide both fixed, and major medical insurance Programs for US Citizens and Residents who are working and living in the United States on a longterm basis. Not available for ages above 65. Offers temporary insurance cover from 30 days to 180 days as well as long term insurance plans. Click here for more information and application.


IHC SHORT TERM HEALTH INSURANCE PLANS (STM): (underwritten by Madison National Life Insurance Company, Inc.) The Insurance Plans below are Underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group. Temporary health insurance for 30 days to 364 days. Available to persons aged 18-64 years old, their spouse, and dependent children under 26 years old. Child-only coverage is available for ages 2-18 years old.
IHC Short Term for membes in between employment or other situations
Temporary health insurance is a perfect solution for individuals needing insurance in the short term, whether they are uninsured, unemployed, self-employed or just need an affordable insurance product that fits their monthly budget. Compare plans and pricing, and find the best option. Click here for more information and application

IHC Critical Illness Plan: Critical Illness Insurance provides a lump sum benefits when a covered medical condition is diagnosed. The payment is made to the insured for treatment, daily household expenses, car payment, and other personal expenses. This insurance proved benefits for people experiencing cancer, heart attack, stroke, major organ failure, colony artery bypass, angioplasty, coma, paralysis, severe burn, and more.

IHC Telemedicine Insurance: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. Online fulfillment – at the conclusion of this application, you will be able to print out a copy of your application and benefit information.

IHC Dental Insurance:

  • The total cost includes all applicable dues and fees.
  • The total cost does not include a one-time enrollment fee.
  • The insurance coverage is available only to members of Communicating for America, Inc.
  • Group association dental insurance under the IHC Dental plans is underwritten by Madison National Life Insurance Company, Inc. in all states except Maine, New Hampshire and New York where IHC Dental is underwritten by Standard Security Life Insurance Company of New York.
  • The application must be received by the administrator prior to the requested effective date, and the initial premium must be received by the administrator prior to issuing coverage. If a monthly billing method has been selected, future premium will be due on the first of each month.
  • Do not lapse or cancel current insurance coverage unless you receive a written notice from the insurance company that your application for coverage has been approved.
  • Spouse includes domestic partner in the following states: DC, NY


Comprehensive Coverage with Pre Existing Conditions Standard Plans from $50,000 MultiPlan Network for Network based (80/20) Coverage Premier Plans with Pre-Existing Conditions Network based (80/20) Coverage Europ Assistance Services RX Prescription Discount Card